• Daily Net Asset Value computation prepared by independent fund accountants.
• Daily investor liquidity.
• The convenience and transparency associated with an open-end mutual fund structure.
• No investor accreditation requirements.
• No Performance or Incentive Fees. (there are other expenses that apply to a continual investment in the fund and are described in the Fund’s prospectus)
• No investor lock-up periods. However, the Fund charges a 2.00% redemption fee on shares held less than 30 days. This protects the fund’s shareholders against the negative effects of “day trading.”
• Available for IRAs, 401(k)plans, and other retirement plan programs
• Offered at many brokerage firms, financial & investment advisory firms and mutual fund supermarket platforms.
• Low initial investment minimum of $1000 and subsequent investment of $100.

Mutual fund investing involves risk; loss of principal is possible. Please consult an investment professional for advice regarding your particular circumstances. An investment in the Funds is not suitable for all investors.

The Funds' investment objectives, risks, charges and expenses must be considered carefully before investing. This and other important information is contained in the Fund’s prospectus